Yes. If the value of your crypto collateral appreciates, you may be eligible to borrow additional funds without adding new collateral.

How It Works

• When your collateral increases in value, your Loan-to-Value (LTV) decreases.

• If your LTV is lower than your original loan LTV, you may request an additional loan draw, bringing your LTV back up to the original level.

• The additional loan amount must be at least $10,000 CAD (for Canadian loans) or $10,000 USDC (for U.S. loans).

Example

• You borrow $50,000 CAD at 50% LTV, backed by $100,000 BTC collateral.

• Later, your BTC increases to $150,000. Your LTV drops to ~33%.

• You can request an additional $25,000 CAD loan, which will bring your loan back to 50% LTV.

• The system requires a minimum additional draw of $10,000 per request.