Yes. If the value of your collateral increases and your Loan-to-Value (LTV) ratio falls below your original LTV, you may withdraw some of the excess collateral.

How It Works

• When the market value of your collateral rises, your loan LTV decreases.

• If your LTV is lower than at the time of loan origination, you can withdraw the surplus collateral while keeping your loan at or below the original LTV.

• The minimum withdrawal amount is $10,000 CAD (for Canadian loans) or $10,000 USDC (for U.S. loans).

Example

• You borrow $50,000 against $100,000 BTC collateral (50% LTV).

• Later, the value of your BTC increases to $150,000.

• Your LTV drops to ~33%.

• You may withdraw up to $50,000 worth of BTC collateral, which will bring your loan back to 50% LTV.

• Withdrawal requests must meet the minimum $10,000 threshold.