Yes. You can add additional collateral at any time during your loan term. This gives you flexibility in how you manage your Loan-to-Value (LTV) ratio and borrowing power.

Why Top Up Your Collateral?

1. Reduce Your LTV

   • Adding more collateral lowers your LTV, reducing the risk of hitting a margin call (80% LTV) or liquidation (90% LTV).

   • A lower LTV provides extra breathing room in volatile markets.

2. Increase Borrowing Power

   • If your additional collateral reduces your LTV enough, you may become eligible to borrow more funds under the same loan agreement.

   • To qualify for a loan increase, the additional loan amount must be at least $10,000 CAD or USDC and must not push your LTV above the original LTV agreed at loan issuance.