You're not required to choose one asset. Both Bitcoin and Ethereum can count toward the same borrowing base at the same time, in a single facility, and you can deposit more of either one later to increase your available credit. APX looks at their combined current market value, not just one or the other.

• Example: say you hold $200,000 worth of Bitcoin and $100,000 worth of Ethereum in your facility. Combined, that's $300,000 of eligible collateral. At a 60% maximum LTV, that supports a borrowing base of up to $180,000.